|
Checking
Savings and Investments
Cashier Services
Loans
Other Services
| Account Maintenance |
The following fees will not be assessed if the indicated minimum balance or other account conditions are met. |
Convenience Checking:
- if direct deposit is discontinued |
$5.00 per month |
Relationship Checking:
- if daily share or loan balance falls below $500.00 during the calendar month
- Minimum daily balance requirement to avoid fee is waived if member is less that 26 years of age. |
$5.00 per month |
Investor Checking:
- if daily balance falls below $1000.00 during the calendar month |
$5.00 per month |
Business Checking:
- if daily balance falls below $1000 during the calendar month
- Minimum daily balance fee is waived for noprofit organizations and associations |
$5.00 per month |
Law Firm Trust Checking (IOLTA):
- requires business checking account |
NC |
Real Estate Trust Checking:
- requires business checking account |
NC |
| Activity |
Business Checking Account:
- per item fee for the combined total of checks paid and checks deposited:
First 100 per calendar month
101 to 500 per calendar month
501 and greater per calendar month
|
NC
$.10 per item over 100
$.08 per item over 500 |
| Activity fee charged to an open Savings or Money Market Account if Business Checking Account is not open at calendar month end. |
| Checking Account Services |
Check Order:
- check printing fee depends on style of check ordered
- View Alaska USA check styles.
A larger range of check designs is available when you order online through UltraBranch |
varies per order |
Overdraft Protection Fee:
- overdraft protection transfer from a Share or Premium Savings, or a Money,
Super, or Jumbo Money Market Account.
- overdraft protection transfer from a Credit Line in excess of three (3)
per calendar month. |
$5.00 per transfer |
Special Item Processing Fee:
- Fee may be charged if member fails to take corrective action following
Special Item Processing notifications |
$2.00 per item |
Stop Payment Fee:
- per request of one or one series of items |
$15.00 per request * |
* Fee not assessed for transactions through
UltraBranch (self-service centers,
internet, or telephone interactive
voice response). |
| Special Handling |
Check Copy:
- first five (5) copies per account statement period are FREE |
$1.00 per item * |
NSF or Courtesy Payment Fee:
- check or other debit returned unpaid for lack of sufficient funds and/or a check
or other debit presented and paid against insufficient funds |
$20.00 per item |
NSF ACH Bill Payment:
- additional CheckFree charge for ACH bill payment returned for lack of sufficient funds. |
$20.00 per item |
Returned Item Fee:
- member-negotiated, unpaid item issued by member
- member-negotiated, unpaid item issued by another party
- member-negotiated, unpaid item through shared branch transaction |
$15.00 per item
$ 5.00 per item
$20.00 per item |
* Fee not assessed for transactions through
UltraBranch (self-service centers,
internet, or telephone interactive
voice response). |
| UltraBranch Bill Pay |
UltraBranch Bill Pay:
- Up to 15 bills paid per calendar month
- Each additional bill payment per calendar month
- If no bills paid during the calendar month
|
NC
$.40 each
$5.95 per month |
| UltraBranch Business Edition Electronic Payment Services |
ACH monthly fee:
- If one or more ACH transactions originated during the calendar month. |
$25.00 per month |
ACH transaction fee:
- First 100 per calendar month
- Over 100 per calendar month |
NC
$.05 per item over 100 |
| ACH returned item fee: |
$5.00 |
| Domestic bank wire: |
$10.00 |
|
